Our story

Culov Wealth Management, led by husband-and-wife duo Emir and Amela Culov, began with a desire to create a more personal kind of wealth management experience – one built around helping families excel at life.

The path that shaped us

Our story started with a vision to build a team centered on relationships rather than transactions. After years in bank-based wealth management, including our time with HSBC Financial, we saw an opportunity to create a more thoughtful experience for successful business owners, professionals and families.

We’ve always believed that clients deserved more than access to appropriate products. They deserve a process that helped solve meaningful financial challenges and align their wealth with the life they wanted to build.

In 2012, we joined Morgan Stanley and began shaping Culov Wealth Management as a boutique family office practice. Our goal was to provide the kind of personal attention and coordination often associated with ultra-high-net-worth family offices, while making that experience available to the families we felt we were uniquely suited to serve.

In 2018, our team transitioned to Wells Fargo, continuing to refine our process and expand the client experience. In 2025, we made the move to Raymond James, where we found a platform aligned with our commitment to independence, personal service and long-term client relationships.

Today, our work remains centered on the financial well-being of the families we serve. We help clients organize their financial lives, prepare for important transitions and make decisions with greater confidence. As the world changes, we continue to embrace modern tools and technologies that enhance the client experience, while remaining anchored in our mission to help families, like yours, excel in life.

Why a peacock?

The peacock symbolizes integrity, wisdom, guidance, protection and the beauty of showing one’s true colors. These qualities reflect who we strive to be as a team and how we hope to serve the families who place their trust in us.

The inspiration came when Emir visited the University of Toronto with his son and saw Robarts Library, a building designed in the shape of a peacock to represent the knowledge held within it. That symbolism stayed with us.

For our team, and our clients, the peacock represents wisdom and the belief that true beauty is found in living with purpose.

The Stonehouse: A historic setting for a modern practice

Our practice is located in the historic Stonehouse at 305 Elmwood Avenue, in the heart of Buffalo’s Elmwood Village. Built in 1888 in the Colonial Revival style, the 4,702-square-foot mansion sits on 0.11 acres between Summer and Bryant streets, directly across from the Buffalo Tennis and Squash Club.

The exterior of the Stonehouse was built with Onondaga limestone, and the interior is defined by beautiful natural woodwork, hardwood floors and the cozy warmth of six working fireplaces. Its grand entrance, tall ceilings, butler’s pantry and distinct service stairway still evoke the comfortable luxury of Buffalo’s success at the turn of the century.

The home was built for Mr. and Mrs. William C. Warren, who lived at the Stonehouse in the 1890s. Mr. Warren was with James P. Warren Sons and served as publisher and proprietor of The Buffalo Commercial, a newspaper with offices located at Washington and North Division. The Buffalo Commercial was published from 1843 until 1951.

Historical records show that Judge Charles B. Wheeler and his family took residence at the house in the early 1900s, where he lived for the rest of his life. Judge Wheeler came from an influential family in Auburn, New York, graduated from Williams College in 1873 and later moved to Buffalo to study law at Sprague & Gorham Law Firm. As an attorney, he was highly respected and influential in the Republican Party. He served for many years as chairman of the Civil Service Commission and, in 1907, was endorsed by Republicans, Democrats and the Independent League for nomination to the New York Supreme Court. He went on to serve a full term of 14 years as a justice of the Supreme Court. Judge Wheeler married Frances Munro Rochester in 1883, and together they had two children. The mansion at 305 Elmwood is still referred to as Justice Wheeler’s house in historical documents.

Although the property was later converted from a residence to a commercial building, the main features of the house remained largely unchanged. Several architecturally significant details have survived the years with little damage, preserving the character of the home.

Culov Wealth Management moved into the house in May 2018 and immediately began renovating the interior. Our vision is to revive the building’s historic architectural grandeur, restoring and preserving its most important features while modernizing its amenities. Today, the Stonehouse at 305 is a comfortable and welcoming place for our clients and colleagues to enjoy visiting.