Where your experience begins

Our planning approach is built for families who want their wealth to support a fuller life – and we believe that work begins from the first introductory meeting we share together.

We bring together time-tested principles, modern investment and planning tools and a boutique family office approach to help you pursue a “work-optional” life while preparing your wealth for the generations ahead. As your life unfolds, we’re here to help coordinate the details and keep your plan aligned with the decisions and moments that matter most.

Step 1 Discovery

We begin with a conversation about you — your family, your values, your goals and the legacy you want to build. This is our opportunity to listen, understand what matters most and introduce the philosophy and process that guide our work.

Step 2 Compatibility

From there, we take a closer look at your financial life to determine where we may be able to add meaningful value. We review your goals, risk tolerance, current investments and planning needs, with an eye toward how we can help bring greater clarity and confidence as life unfolds.

Step 3 Onboarding

Once we decide to work together, we make the transition as organized and comfortable as possible. You’ll meet the team, receive a personalized financial organizer, review your investment approach and account structure, and understand who to contact and what to expect from our relationship.

Step 4 Deployment

Next, we begin putting the plan into motion. We help transfer assets, align your investments and planning tools, set up online access and establish the communication rhythm that works best for you and your family.

Step 5 Integration

As we get deeper into the relationship, we help connect the important pieces of your financial life. That may include coordinating with your CPA, attorney and insurance professionals, while helping address retirement, estate planning, lending, succession, charitable giving and family priorities.

Step 6 Guidance

Our work continues through ongoing guidance, thoughtful communication and regular adjustments. As your life changes, we help keep your plan organized, your goals in focus and your family prepared for what comes next.

We’re here for you

Working with us is designed to feel organized and personal from the start. We’ve designed our onboarding process to give us the opportunity to understand your financial picture and begin building a relationship rooted in trust.

Raymond James financial advisors may only conduct business with residents of the states and jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

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Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC, marketed as Culov Wealth Management. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Culov Wealth Management is separately owned and operated and not independently registered as a broker-dealer or investment adviser.

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